MAKING IT WORK
Over a lifetime many Canadians will transition to new employers or new types of work...  morepdf

MORE TO YOUR ESTATE
Your Estate may not be of a size that makes headline news but it is probably more impressive than you realize.  morepdf

10 WAYS TO REDUCE YOUR TAX BILL
When there is an income tax, the just man will pay more and the unjust less. morepdf

THE ART OF FINANCIAL PLANNING
CFPs focus on planning and advising; often working with a team of other professionals...  ​morepdf

DISSECTING DISSONANCE
Make more money on investments and achieve greater peace of mind.
morepdf

KEY MAN TREASURE TROVE
A Twist on Golden Handcuffs, Carrots, and Watches

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EMBRACING INTUERI
An introduction to our SevenStep process.

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AVOIDING ENGINE FAILURE
5 signs your people practices need a little work. ​ morepdf

LOVE & TRUST
Inter-vivos vs. testamentary. Test your Trust knowledge and learn a few things while you're at it.  ​more | pdf

ARTFUL DODGING
Common wealth and estate planning mistakes - avoided.

more | pdf

GENERATION RACE
Boomed & Echoing or Millennially challenged? How prepared are you for your big day?  ​more | pdf

BALANCE OF TRUST
For the relationship to be truly beneficial, both parties must be accountable.  more | pdf

RRSP CONUNDRUM
Every financial instrument comes with pros & cons in set-up, admin, and closure.

more | pdf

TIME & TIDE
In life there are few things we can truly control. Maybe the old adage should be Death, Taxes & Illness.  ​more | pdf

BANGING THE DRUMS
What are the proficiencies of someone in peak performance condition? Is it the same in business as in sports?  ​more | pdf

It's Time for a New Perspective

Through our Eyes​

 

For us, it's all about Perspective.

Keeping things in...   

Looking from a different...

Taking an opposing...  

Acknowledging changes in....

With it we achieve synergy, optimization, and peace of mind.


We are pleased to share some of our thoughts on a variety of topics. We hope you enjoy them and find inspiration to take your planning process to the next level.

PLANNED GIVING STRATEGY
Instead of CA$H, how about  donating a life insurance policy to a charitable organization?  ​more | pdf

FAMILY SUCCESS
5 tips to consider when succession planning for the family business. ​ more | pdf

QUEST FOR THE BEST
Whether the aim is to be recognized for social activism, eco-friendliness, or 360' of humanities... ​morepdf

YOUR WILL
Just like Rambo or Rocky, Estate Planning has many sequels - each with their own knock out punch.

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TIES THAT BIND
Will a family enterprise be prepared for the push-back when it’s time to bring someone new  into the fold?  ​morepdf

RESOLVE TO SOLVE
How about committing to a mind set and not a ‘something’?

more | pdf

TALENT-ED
For talented succession, begin with the end in mind.

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DREAMING & DOING
Strategic Planning is about more than just contemplating big shiny binders on a shelf. ​ morepdf

ENHANCED RETIREMENT CONCEPTS
Can traditional savings / retirement plans alone provide enough income for your lifestyle?  ​more | pdf

CUSTOMIZED RETIREMENT
Golfing daily /weekly. Exotic vacations twice/year or once every five. The difference is the planning put in place today. morepdf

SLEEP WELL AT NIGHT

How do you keep that "bad" offspring or "evil" son-in-law from getting their hands on your Estate? 

morepdf

HELP, I NEED SOMEBODY
Not just anybody... (Beatles). Whoever said asking for help was a sign of weakness, was so wrong. ​morepdf

PAVING THE WAY
A Gift to You: Mr/Mrs Business Owner.  ​morepdf

THE BUSINESS SELFIE
No airbrushing, no touch-ups. Are you ready for your close-up?  morepdf

PEOPLE ARE KEY
Ever lose your keys? Frustrating, isn't it?

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PROTECTION FROM POTENTIAL?
Potential Creditor Protection isn't new, but it could be necessary.  ​morepdf

THAT LIGHTBULB MOMENT

The light bulb isn’t what it used to be, neither is the employee. Why Innovation is Critical.  ​more | pdf

MANY KEYS, ONE KINGDOM

Make the interest you pay - work for you. 4 general principles for interest deductibility. ​more | pdf

FIND JOY WITH CHARITABLE GIVING
"We make a living by what we get, but we make a life by what we give."  ​morepdf

FEAR FACTOR "X"
What's the scariest monster?

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TFSA vs RRSP
Savings & Retirement Savings Plans. I can see the difference. Can you see the difference?

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BEATLE BESTIES
Friends are great but they don't always make the best financial advisors.

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A DIGNIFIED APPROACH
Take control and create a life of later years, filled with dignity.

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YOUR HR SCORECARD
Successful businesses operate with a business plan.  When was the last time you reviewed yours? 

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DIRECTIING YOUR ESTATE
Q: What's the problem with having a Safety Deposit Box? 
A: Sometimes it gives a false sense of security.  ​morepdf

7 DEADLY SINS: DIVORCE
As many as half of all marriages will not see the sun set on forever.  more | pdf

THE NEXT WAVE
The wave of retirement among business owners over the next few years could pose significant risk our Canadian economy.  ​more | pdf

WHERE IS YOUR FINISH LINE?
The problem is most Canadians have no idea what their RRSPs will do for them in their retirement years.  ​morepdf

A WINNING PEOPLE PLAN
Falling somewhere between priority and requirement, a Strategic HR Plan is critical to any successful business.  morepdf

A TALE OF TWO NEIGHBORS
What's happening in 2014, and why? ​ morepdf

LIVING ON THE EDGE
Insolvency - the inability to pay or service one’s debts and in some cases, a precursor to bankruptcy.  ​more | pdf

HEIR TO YOUR THRONE
Many small businesses cited succession management as a top challenge faced by family owned operations.  ​morepdf

IT'S ALL RELATIVE
We all know it's not nice to say the "N" word...but is Nepotism as bad as we've made it out to be?

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THE PROVERBIAL THREAD
The middle class are walking a financial tightrope, and no collection or GoFundMe page will save them.  ​ more | pdf

NEW TRUST REGIME
Every financial instrument comes with pros & cons in set-up, admin, and closure.

more | pdf

SURVIVAL TOOLS FOR BUSINESS OWNERS
Anyone with survival training will understand the value of the Swiss Army Knife. morepdf

COMING TO TERMS
One of the first duties for an Executor is to establish the validity and legality of the Will. morepdf